中国人身保险业重大疾病经验发生率表

20062010

 

6病种经验发生率男表(CI1

年龄

ix

kx

年龄

ix

kx

年龄

ix

kx

0

0.000350

2.00%

35

0.001218

32.52%

70

0.034692

60.61%

1

0.000312

8.47%

36

0.001351

34.28%

71

0.036997

59.56%

2

0.000276

10.91%

37

0.001508

36.18%

72

0.039483

58.41%

3

0.000244

11.94%

38

0.001691

38.21%

73

0.041442

57.17%

4

0.000229

12.57%

39

0.001905

40.31%

74

0.043501

55.86%

5

0.000223

13.10%

40

0.002151

42.43%

75

0.045666

54.47%

6

0.000217

13.92%

41

0.002434

44.49%

76

0.047943

53.02%

7

0.000213

14.97%

42

0.002757

46.44%

77

0.050338

51.54%

8

0.000210

15.78%

43

0.003123

48.23%

78

0.052172

50.04%

9

0.000209

16.73%

44

0.003535

49.86%

79

0.054090

48.57%

10

0.000210

17.66%

45

0.003997

51.36%

80

0.056377

47.14%

11

0.000212

18.53%

46

0.004512

52.80%

81

0.058783

45.78%

12

0.000217

19.30%

47

0.005084

54.23%

82

0.061314

44.50%

13

0.000224

19.92%

48

0.005715

55.68%

83

0.063460

43.32%

14

0.000232

20.36%

49

0.006406

57.15%

84

0.065722

42.23%

 

 

 

 

 

15

0.000244

20.58%

50

0.007155

58.57%

85

0.068104

41.21%

16

0.000257

20.52%

51

0.007960

59.91%

86

0.070612

40.25%

17

0.000274

20.15%

52

0.008818

61.13%

87

0.073252

39.31%

18

0.000293

19.52%

53

0.009726

62.23%

88

0.076030

38.37%

19

0.000315

18.75%

54

0.010681

63.16%

89

0.078952

37.40%

 

 

 

 

 

 

 

20

0.000340

18.01%

55

0.011682

63.90%

90

0.081576

36.40%

21

0.000368

17.53%

56

0.012725

64.42%

91

0.084315

35.37%

22

0.000399

17.49%

57

0.013809

64.71%

92

0.087175

34.31%

23

0.000434

17.98%

58

0.014930

64.80%

93

0.090160

33.26%

24

0.000472

18.96%

59

0.016086

64.73%

94

0.093276

31.87%

 

 

 

 

 

 

25

0.000514

20.26%

60

0.017274

64.58%

95

0.096528

30.19%

26

0.000560

21.68%

61

0.018492

64.39%

96

0.099922

28.65%

27

0.000610

23.04%

62

0.019737

64.24%

97

0.103466

27.25%

28

0.000663

24.23%

63

0.021006

64.13%

98

0.107164

25.97%

29

0.000721

25.25%

64

0.022298

64.02%

99

0.111026

24.81%

 

 

 

 

 

 

 

 

 

30

0.000783

26.18%

65

0.023845

63.84%

100

0.114981

23.75%

31

0.000850

27.15%

66

0.025712

63.51%

101

0.119140

22.80%

32

0.000924

28.23%

67

0.027942

63.02%

102

0.123482

21.95%

33

0.001007

29.48%

68

0.029876

62.36%

103

0.128017

21.20%

34

0.001104

30.92%

69

0.031957

61.55%

104

0.132753

20.55%

 

 

 

 

 

105

0.137700

13.77%

 

 

6病种经验发生率女表(CI2

年龄

ix

kx

年龄

ix

kx

年龄

ix

kx

0

0.000479

2.00%

35

0.001454

41.55%

70

0.022095

55.10%

1

0.000383

15.16%

36

0.001612

43.13%

71

0.023621

54.31%

2

0.000314

16.21%

37

0.001785

44.82%

72

0.025271

53.49%

3

0.000263

17.33%

38

0.001974

46.63%

73

0.026600

52.60%

4

0.000222

18.54%

39

0.002180

48.51%

74

0.028010

51.56%

 

 

 

 

 

 

 

 

 

5

0.000195

19.82%

40

0.002403

50.40%

75

0.029505

50.35%

6

0.000182

21.20%

41

0.002644

52.20%

76

0.031093

48.95%

7

0.000175

22.71%

42

0.002905

53.84%

77

0.032755

47.38%

8

0.000180

23.98%

43

0.003185

55.29%

78

0.033889

45.68%

9

0.000192

25.37%

44

0.003485

56.53%

79

0.035080

43.92%

 

 

 

 

 

 

 

 

 

10

0.000210

26.58%

45

0.003807

57.60%

80

0.036505

42.18%

11

0.000231

27.52%

46

0.004149

58.55%

81

0.037997

40.52%

12

0.000252

28.09%

47

0.004485

59.42%

82

0.039569

39.00%

13

0.000271

28.27%

48

0.004807

60.27%

83

0.041026

37.63%

14

0.000288

28.08%

49

0.005124

61.07%

84

0.042558

36.38%

 

 

 

 

 

 

 

 

 

15

0.000304

27.59%

50

0.005442

61.83%

85

0.044169

35.18%

16

0.000319

26.89%

51

0.005770

62.51%

86

0.045862

34.01%

17

0.000334

26.07%

52

0.006117

63.12%

87

0.047640

32.83%

18

0.000349

25.24%

53

0.006489

63.67%

88

0.049314

31.64%

19

0.000366

24.48%

54

0.006895

64.12%

89

0.051065

30.43%

 

 

 

 

 

 

 

 

 

20

0.000385

23.89%

55

0.007343

64.45%

90

0.052629

29.20%

21

0.000407

23.59%

56

0.007840

64.63%

91

0.054253

27.96%

22

0.000433

23.68%

57

0.008395

64.63%

92

0.055939

26.73%

23

0.000463

24.21%

58

0.009016

64.48%

93

0.057687

25.54%

24

0.000499

25.16%

59

0.009711

64.16%

94

0.059501

24.13%

 

 

 

 

 

 

 

 

 

25

0.000540

26.42%

60

0.010487

63.70%

95

0.061381

22.55%

26

0.000589

27.89%

61

0.011353

63.13%

96

0.063331

21.11%

27

0.000644

29.43%

62

0.012316

62.45%

97

0.065353

19.80%

28

0.000709

30.99%

63

0.013385

61.66%

98

0.067449

18.61%

29

0.000782

32.52%

64

0.014567

60.77%

99

0.069623

17.53%

 

 

 

 

 

 

 

 

 

30

0.000865

34.04%

65

0.015871

59.78%

100

0.071820

16.54%

31

0.000958

35.55%

66

0.016887

58.75%

101

0.074126

15.66%

32

0.001063

37.06%

67

0.018082

57.73%

102

0.076516

14.87%

33

0.001180

38.55%

68

0.019389

56.78%

103

0.078995

14.17%

34

0.001310

40.04%

69

0.020791

55.91%

104

0.081565

13.54%

 

 

 

 

 

 

105

0.084200

8.42%

 

25病种经验发生率男表(CI3

年龄

ix

kx

年龄

ix

kx

年龄

ix

kx

0

0.000595

2.60%

35

0.001396

35.78%

70

0.038500

67.25%

1

0.000530

11.01%

36

0.001550

37.71%

71

0.041480

66.67%

2

0.000469

14.18%

37

0.001732

39.80%

72

0.044662

65.92%

3

0.000420

15.63%

38

0.001945

42.03%

73

0.047245

65.03%

4

0.000393

16.42%

39

0.002190

44.34%

74

0.049972

64.06%

5

0.000378

17.03%

40

0.002474

46.67%

75

0.052903

63.05%

6

0.000359

17.87%

41

0.002800

48.95%

76

0.056087

62.01%

7

0.000344

18.98%

42

0.003172

51.11%

77

0.059566

60.99%

8

0.000331

19.76%

43

0.003595

53.10%

78

0.062548

60.01%

9

0.000319

20.64%

44

0.004070

54.91%

79

0.065766

59.06%

10

0.000310

21.48%

45

0.004600

56.54%

80

0.069520

58.14%

11

0.000303

22.21%

46

0.005183

58.01%

81

0.073459

57.21%

12

0.000301

22.82%

47

0.005817

59.34%

82

0.077563

56.29%

13

0.000302

23.30%

48

0.006502

60.57%

83

0.081201

55.43%

14

0.000307

23.62%

49

0.007235

61.69%

84

0.085051

54.65%

15

0.000318

23.72%

50

0.008018

62.70%

85

0.089178

53.97%

16

0.000334

23.54%

51

0.008854

63.64%

86

0.093649

53.38%

17

0.000354

23.02%

52

0.009753

64.54%

87

0.098518

52.87%

18

0.000379

22.18%

53

0.010719

65.42%

88

0.103839

52.41%

19

0.000408

21.16%

54

0.011752

66.25%

89

0.109632

51.94%

20

0.000441

20.18%

55

0.012842

66.98%

90

0.115226

51.42%

21

0.000478

19.50%

56

0.013971

67.55%

91

0.121086

50.79%

22

0.000519

19.33%

57

0.015120

67.95%

92

0.127085

50.04%

23

0.000565

19.80%

58

0.016274

68.16%

93

0.133086

49.13%

24

0.000616

20.84%

59

0.017430

68.22%

94

0.138967

47.49%

25

0.000670

22.26%

60

0.018591

68.16%

95

0.144605

45.23%

26

0.000726

23.83%

61

0.019770

68.06%

96

0.149921

43.00%

27

0.000782

25.33%

62

0.020984

67.97%

97

0.155199

40.88%

28

0.000838

26.65%

63

0.022254

67.95%

98

0.159675

38.70%

29

0.000893

27.78%

64

0.023600

67.97%

99

0.164318

36.72%

30

0.000949

28.80%

65

0.025290

68.02%

100

0.169022

34.91%

31

0.001009

29.86%

66

0.027409

68.04%

101

0.173944

33.29%

32

0.001078

31.05%

67

0.030020

68.01%

102

0.179050

31.83%

33

0.001162

32.43%

68

0.032422

67.90%

103

0.184345

30.53%

34

0.001267

34.01%

69

0.035071

67.66%

104

0.189837

29.39%

105

0.195500

19.55%

 

25病种经验发生率女表(CI4

年龄

ix

kx

年龄

ix

kx

年龄

ix

kx

0

0.000815

2.60%

35

0.001596

43.58%

70

0.025119

61.09%

1

0.000651

19.70%

36

0.001770

45.24%

71

0.027204

60.70%

2

0.000533

21.07%

37

0.001962

47.04%

72

0.029458

60.25%

3

0.000448

22.53%

38

0.002171

48.95%

73

0.031386

59.76%

4

0.000377

24.10%

39

0.002398

50.94%

74

0.033501

59.24%

 

 

 

 

 

 

 

 

 

5

0.000332

25.77%

40

0.002643

52.92%

75

0.035859

58.71%

6

0.000304

27.20%

41

0.002909

54.81%

76

0.038512

58.16%

7

0.000286

28.80%

42

0.003195

56.54%

77

0.041472

57.58%

8

0.000289

30.02%

43

0.003503

58.06%

78

0.043977

56.97%

9

0.000301

31.32%

44

0.003834

59.36%

79

0.046729

56.29%

 

 

 

 

 

 

 

 

 

10

0.000322

32.32%

45

0.004188

60.48%

80

0.049920

55.55%

11

0.000346

32.97%

46

0.004564

61.47%

81

0.053258

54.75%

12

0.000369

33.22%

47

0.004933

62.40%

82

0.056702

53.91%

13

0.000390

33.07%

48

0.005288

63.28%

83

0.059933

53.08%

14

0.000408

32.57%

49

0.005636

64.13%

84

0.063221

52.24%

 

 

 

 

 

 

 

 

 

15

0.000424

31.80%

50

0.005986

64.92%

85

0.066581

51.38%

16

0.000438

30.85%

51

0.006348

65.63%

86

0.070056

50.46%

17

0.000451

29.78%

52

0.006731

66.28%

87

0.073705

49.50%

18

0.000465

28.67%

53

0.007143

66.84%

88

0.077300

48.52%

19

0.000480

27.62%

54

0.007592

67.31%

89

0.081165

47.51%

 

 

 

 

 

 

 

 

 

20

0.000496

26.77%

55

0.008081

67.64%

90

0.084876

46.45%

21

0.000515

26.24%

56

0.008616

67.84%

91

0.088764

45.31%

22

0.000538

26.20%

57

0.009197

67.90%

92

0.092736

44.06%

23

0.000568

26.69%

58

0.009830

67.83%

93

0.096689

42.66%

24

0.000605

27.69%

59

0.010520

67.61%

94

0.100547

40.78%

 

 

 

 

 

 

 

 

 

25

0.000651

29.05%

60

0.011280

67.24%

95

0.104229

38.29%

26

0.000704

30.61%

61

0.012127

66.72%

96

0.107687

35.90%

27

0.000764

32.19%

62

0.013086

66.08%

97

0.111101

33.66%

28

0.000831

33.70%

63

0.014186

65.33%

98

0.113990

31.45%

29

0.000905

35.10%

64

0.015460

64.52%

99

0.116966

29.46%

 

 

 

 

 

 

 

 

 

30

0.000987

36.44%

65

0.016933

63.70%

100

0.119940

27.63%

31

0.001078

37.77%

66

0.018181

62.94%

101

0.123049

26.00%

32

0.001182

39.12%

67

0.019700

62.30%

102

0.125869

24.47%

33

0.001302

40.53%

68

0.021419

61.82%

103

0.128762

23.10%

34

0.001439

42.01%

69

0.023306

61.45%

104

0.131727

21.88%

 

 

 

 

 

 

105

0.134800

13.48%